My attitude has been "what can they do kick me out, oh wait..." Med Sep isn't great, if you appeal (VARR, FPEB or both) they worst outcome is a medical separation. If you appeal you could be retired. It is worth fighting for now, once it's accepted MUCH harder to fight as a veteran via the BNCR. Even if the appeal doesn't work out you still will get a few more paydays before you're discharged. Between the FPEB & VARR appealing and making 30% is possible. Don't give up you've probably given 10+ years already, what's a few more months? PM me if you have any specific questions.