Compensation computation

RCM904_2000

RCM904_2000

Member
Registered Member
Hello all,

I just recently recieved my rating and I finally have my disability retirement orders. But I am getting conflicting numbers as to what I will be recieving in the mail on a monthly basis from the DOD and from the VA for retired pay. Can someone provide any insight or feed back on compensation numbers.

I was under the impression that I earned two seperate checks every month one from the DOD for my unfit disability due to my MEB and the other from VA, did I misunderstand something?

Basic Monthly Pay : $4,323.90

Estimated Retired Base Pay: ?

Disability % (PDR): 40%

E-7 with 20 yrs + 4mo YOS

VA rating: 80%

if i'm missing a piece of info please let me know...

Thanks in advanced
 
You will get the 80% VA money. Then since you are over 20 years you will qualify for CRDP to get the retirement pay. Assuming you did a normal retirement and not REDUX, that would be 50% of your high 36 months. Since your disability % was lower than your retirement %, it will be ignored unless you qualify for CRSC, which even though lower, may be desired due to being tax free.
 
Last edited:
Thanks for the input, this helps allot.

yes I am married with 2 children under 18, I took the Redux at 15 yrs, and my 2 unfit conditions are combat related.
 
RCM904_2000 said:
Thanks for the input, this helps allot.

yes I am married with 2 children under 18, I took the Redux at 15 yrs, and my 2 unfit conditions are combat related.
Click to expand...

Make sure the VA has the documents needed so you can get that little extra for your spouse and 2 kids.

You need to apply for your CRSC and can submit the paperwork for CRSC as soon as you have your "finalized" VA ratings.

CRSC will be retro paid to your date of discharge. It's tax free.

If money is tight, you can always go to MyPay and temporarily change your family size deductions so you don't overpay too much on Fed & State taxes this year while waiting for the CRSC portion of your retirement package to kick in.

nwlivewire
 
Didn't know about the CRDP and CRSC until now, great to know that will help out, thank you all for the feedback. This helps determine what we have to work with as far as compensation numbers that we can bounce our bills off of in the next few months that I am on PTDY (20 days) and transitional leave (56 days).

Effective retirement date of: 10 May 2015

Placed on retirement list: 11 May 2015
 
scoutCC said:
You will get the 80% VA money. Then since you are over 20 years you will qualify for CRDP to get the retirement pay. Assuming you did a normal retirement and not REDUX, that would be 50% of your high 36 months. Since your disability % was lower than your retirement %, it will be ignored unless you qualify for CRSC, which even though lower, may be desired due to being tax free.
Click to expand...
scoutCC,
How would this be calculated if disability% is higher than retirement %. I am trying to figure my pay out as well.
 
RCM904_2000 said:
Didn't know about the CRDP and CRSC until now, great to know that will help out, thank you all for the feedback. This helps determine what we have to work with as far as compensation numbers that we can bounce our bills off of in the next few months that I am on PTDY (20 days) and transitional leave (56 days).

Effective retirement date of: 10 May 2015

Placed on retirement list: 11 May 2015
Click to expand...

You can only get one or the other - CRDP or CRSC.

If I am in error on this, I'm sure others will chime in.

Let's pretend for a minute and say your 20 year retirement is 2,000 a month.

And let's say your VA is 1,500 a month.

Under CRDP, you would get both your DoD & VA. Your DoD is fully Fed taxable (and in many States, too).

VA is non-taxable.

If you can get CRSC, that's non-taxable - just like VA is non-taxable.

If your CRSC is anywhere near close to your CRDP DoD amount, you might consider taking the CRSC even if it's a slightly smaller amount than your DoD retirement. It kinda depends on how much your taxed DoD ends up as your final take home, and so on.

It's definitely worth applying for (CRSC).

Keep us in the loop and let us know how it shakes out for you.

And Congrats on making it to the finish line!

V/R,
nwlivewire
 
Outty5000 said:
scoutCC,
How would this be calculated if disability% is higher than retirement %. I am trying to figure my pay out as well.
Click to expand...

So lets pretend your base pay is 6000, 75% DoD disability, 4500 disability retirement
Nothing extra VA, so 80% from them, no dependents, about 1550.
- 1550 tax free, 2950 taxed, 4500 total.

Then lets pretend you had 20 years of active service, so 50% LOS retirement so 3000
- 1550 tax free still, CRDP restores the 3000, taxed, 4550 total

They should automatically give you the CRDP, for the 4550 total. There are occasionally officers who benefit from a higher disability percentage, but most that qualify for CRDP, its the better deal so the length of service is the biggest factor in determining how much over VA money they qualify for.
 
Can we get CRSC over the 75% mark if less than 20 yrs? I keep hearing different things. I hear no matter what if less than 20, it all stops at 75%. Is this true or false?
 
CRSC is capped, so they can grant 100%, but what they pay for it is likely capped lower.

so base pay is 3000, 12 years of service, CRSC of 90%, VA of 100%.
VA at 2kish (cap at VA table for the CRSC %).
LOS retirement at 1000.

CRSC cap payment is 1000,

I am fairly certain that if over 20 years of service they can cap the payment at disability % instead of LOS %.

That's the way I read the FMR anyway. Its not 100% straight forward, primarily due to CRSC being changed 3 times, so it can depend on when you become eligible for it.
 
scoutCC said:
CRSC is capped, so they can grant 100%, but what they pay for it is likely capped lower.

so base pay is 3000, 12 years of service, CRSC of 90%, VA of 100%.
VA at 2kish (cap at VA table for the CRSC %).
LOS retirement at 1000.

CRSC cap payment is 1000,

I am fairly certain that if over 20 years of service they can cap the payment at disability % instead of LOS %.

That's the way I read the FMR anyway. Its not 100% straight forward, primarily due to CRSC being changed 3 times, so it can depend on when you become eligible for it.
Click to expand...


Dear scoutCC:

What part of the FMR are you looking at for CRSC?

I'd like to get a good look at it for my own self.

Thanks!

nwlivewire
 
nwlivewire said:
Dear scoutCC:

What part of the FMR are you looking at for CRSC?

I'd like to get a good look at it for my own self.

Thanks!

nwlivewire
Click to expand...


I also understand CRSC is capped at the max rate of whatever your LOS monetary retirement pay is at.
 
Volume 7b chapter 63.

Its capped at LOS retirement % if under 20 yrs in service, but may not be if over 20 depending on when you became eligible is the way I read it. But seriously, a very confusing section. If I had serious question about a strange scenario in decided between CRSC and CRDP I'd probably only trust maparker.

By and large most are fairly obvious which is better if you qualify for both and most don't qualify for either, so....
 
scoutCC said:
Volume 7b chapter 63.

Its capped at LOS retirement % if under 20 yrs in service, but may not be if over 20 depending on when you became eligible is the way I read it. But seriously, a very confusing section. If I had serious question about a strange scenario in decided between CRSC and CRDP I'd probably only trust maparker.

By and large most are fairly obvious which is better if you qualify for both and most don't qualify for either, so....
Click to expand...

Thank-you!

nwlivewire
 
I want to know is the SMC rate included in my CRSC equation. I just applied for CRSC...My VA Compensation is higher then the 100% with dependent...I get SMC(k) and smc(s)...which mean my VA waiver is higher...will the army include the SMC when doing my CRSC pay...if they do I will receive more from my regular army pay...if not what would be the reason
 
CSM said:
I want to know is the SMC rate included in my CRSC equation. I just applied for CRSC...My VA Compensation is higher then the 100% with dependent...I get SMC(k) and smc(s)...which mean my VA waiver is higher...will the army include the SMC when doing my CRSC pay...if they do I will receive more from my regular army pay...if not what would be the reason
Click to expand...

Hmm, a good question indeed; therefore, the "CRSC Frequently Asked Questions" via the USAHRC website at URL https://www.hrc.army.mil/TAGD/CRSC%20Frequently%20Asked%20Questions (updated as of September 02,2015) provided the following information:

"Will Military Service Retirees receive additional Combat Related Special Compensation (CRSC) funds if entitled to a Special Monthly Compensation (SMC) from the Department of Veterans Affairs (VA)?

Possibly, CRSC evaluates whether a Military Service Retiree's SMC is awarded as combat-related. The CRSC legislation stipulates that only combat-related disabilities will be considered when re-evaluating Military Service Retirees' CRSC rates. The gross monthly amount of CRSC cannot exceed the gross monthly amount of retired pay, regardless of SMC determination. For instance, if the Military Service Retirees current CRSC payment is already equal to the applicant's gross monthly amount of retired pay, no additional money is due."

Thus, I quite often comment that "possessing well-informed knowledge is truly a powerful equalizer."

Best Wishes!
 
I am curious because if they dont use the SMC award you would get less of your pay from DOD....The SMC, I am receiving now is not because of combat-related...it is because I have one disability that is 100% and multiple disabilies that is 60% or more SMC(s) and SMC(k)..I dont like the word possibly...that means it is not a concrete answer..what is your thoughts.
 
CSM said:
I am curious because if they dont use the SMC award you would get less of your pay from DOD....The SMC, I am receiving now is not because of combat-related...it is because I have one disability that is 100% and multiple disabilies that is 60% or more SMC(s) and SMC(k)..I dont like the word possibly...that means it is not a concrete answer..what is your thoughts.
Click to expand...
Indeed, the USAHRC website's "CRSC Frequently Asked Questions" response does seem particularly vague with the "Possibly..." verbiage unfortunately.

As such, I would suggest that you directly contact USAHRC The Adjutant General Directorate (TAGD)'s Special Compensation Branch at e-mail address askhrc.army@us.army.mil or telephone number 1-888-276-9472 for any potential in-depth clarification about your own specific inquiry at this point in time.

Thus, I quite often comment that "possessing well-informed knowledge is truly a powerful equalizer."

Best Wishes!
 
You must log in or register to reply here.
Top