Mike, thanks for your input. Took everyone's advice and filed the appeal. Also went the next step forward and started a congressional inquiry into the IDES system here at Fort Gordon after trying to speak with DCCS and being put aside. The VA rep for Congressman Allen office told me I was the fifth person into today stating that QTC was not doing the evaluations per regulation and that no one was listening to the soldiers either on DOD side or VA. If anyone who is going through the MEB at Fort Gordon is having problems with QTC please go file a congressional at Allen's office in Augusta. People this our lives and we need to speak up. Why DOD is not talking to the VA about the QTC exams and demanding that they get their act together just baffles me. DOD should be looking out for the welfare of their soldiers and demand that QTC and VA follow the regulations, unfortunately their not.
This is so sad....every citizen is paying for this one way or another. Whether it is through taxes, suicide of a love one, soldier on soldier homicide ect.... I am sure you see my point. And I take your word on this is better than before, therefore my condolence to all those before me.
My guess is you know most of this by now and then some, but if your injuries/conditions are combat related (including caused by an instrumentality of war, or during simulations of war) push to have the CSRC determination made during the appeal as well. You will then need to apply for the CRSC with the VA once you have your final ratings back. Not exactly sure how the other CRDP works, but the same idea most likely applies.
Also, for Reserve and Guard, the math for severance before the 20 year letter is based on your accrued points divided by 360 to calculate the years you're credited with. I'm not an SME on how the 20 year letter, or the 15 year threshold affects this, but others might chime in on it. That's probably where the PEBLO's math was off on the PEBLO benefits worksheet.
Still your call on going for severance vs. retirement, but from what I understand being medically retired means you "could" draw either your VA -OR- your military retirement, whichever is higher, UNLESS, you have a CRSC (V1 Yes -OR- V3 Yes) determination. In which case there's a calculation of what it figures out to. AND being medically retired (as a Reserve or Guard) means you start drawing that now, not when you hit your 60's. If you can argue that one or more of your VA ratings is an UNFITTING condition that should have been rated by the Army, 30% or higher by them will get you medically retired.
I lamented over the numbers myself trying to figure out which is the better option, money up front, or Tricare for life. In the end for me it was decided for me when the Army ratings came back at 30% (or higher depending on the VARR in the works now). Unless you have decent health insurance from another source, that's a critical decision, because one bad accident or illness could easily send an uninsured person into bankruptcy. Food for thought.
Here's a link to the DFAS calculator to help you with the possible numbers in your case.
http://www.dfas.mil/militarymembers/woundedwarrior/disabledretireest.html
Good luck.