How do I calculate my CRSC--Post New Requests at the CRSC Forum of This Board

[RonG]

Ron,
August 2018

Re: “The only thing I still don't seem to get my head wrapped around is that the 2148 comes from a high 3 of 5370. I know that 5370 X 40% is 2148 however, I believe that for my RAS of 2148, it is derived from 4531(actual High 3 of a W2 pay grade with over 8 years) X 50%. The only reason I believe this to be is that I got a 20 year letter and that the RAS uses the calculation of (4531 X 50%). On the other hand I am thinking that for medical retirement purposes, they used the calculation (4531 X 40%) which is 1812.”

Thanks for the clarification.

Reserve/NG: Years of Service for Retired Pay Percentage Multiple. YOS for retirement percentage multiple determines the years of service for computing the retired pay multiplier. This category of years of service includes all periods of active service (counted as one point for each day) plus all points earned through qualifying reserve duty, not exceeding annual limits, divided by 360.

As a chapter 61 retiree, you would receive the higher multiplier between
—PDRL Disability retirement = 40% multiplier
OR
—9 yrs 11 mo is 9.916 yrs x 0.025 = 24.79% multiplier

Since you are not on the TDRL, I do not see the source for the 50% rate you cited.

I will be home most of the day and time to look into this more, but unless you somehow earned more reserve points than what is shown on the document you provided, the 50% is a mystery.

Regards,
Ron
Edited to add 24 May 2019: A summary of this case is at post 260 of this thread.

 

[RonG]

Ron, I retired in August 2018. Yes, my total retirement points is 3570 X 360 = 9.91 years.
9.91 years for my W2 pay grade in 2018 is "over 8 years" = 24.79%
24.79% X 4531 = 1123
How did 2148 come into play because now the 1123 makes sense

The 2148 comes from your Retiree Account Statement you provided, or at least shows as an attachment along with your estimate from your service.

Ron
Edited to add 24 May 2019: A summary of this case is at post 260 of this thread.

 

[pineapplehead]

Re: “The only thing I still don't seem to get my head wrapped around is that the 2148 comes from a high 3 of 5370. I know that 5370 X 40% is 2148 however, I believe that for my RAS of 2148, it is derived from 4531(actual High 3 of a W2 pay grade with over 8 years) X 50%. The only reason I believe this to be is that I got a 20 year letter and that the RAS uses the calculation of (4531 X 50%). On the other hand I am thinking that for medical retirement purposes, they used the calculation (4531 X 40%) which is 1812.”

Thanks for the clarification.

Reserve/NG: Years of Service for Retired Pay Percentage Multiple. YOS for retirement percentage multiple determines the years of service for computing the retired pay multiplier. This category of years of service includes all periods of active service (counted as one point for each day) plus all points earned through qualifying reserve duty, not exceeding annual limits, divided by 360.

As a chapter 61 retiree, you would receive the higher multiplier between
—PDRL Disability retirement = 40% multiplier
OR
—9 yrs 11 mo is 9.916 yrs x 0.025 = 24.79% multiplier

Since you are not on the TDRL, I do not see the source for the 50% rate you cited.

I will be home most of the day and time to look into this more, but unless you somehow earned more reserve points than what is shown on the document you provided, the 50% is a mystery.

Regards,
Ron

Absolutely Ron., no problem. This is a learning curve for me. I gave you wrong info on the 50%. It should be 24.79% multiplier as you stated before.
So if the 40% is used to calculate my RAS, it still doesn't add up to get 2148. 4531 X 40% is only 1812.
I wonder where 2148 is coming from.

 

[pineapplehead]

Absolutely Ron., no problem. This is a learning curve for me. I gave you wrong info on the 50%. It should be 24.79% multiplier as you stated before.
So if the 40% is used to calculate my RAS, it still doesn't add up to get 2148. 4531 X 40% is only 1812.
I wonder where 2148 is coming from.

Ron, no problem. This is a learning curve for me. I gave you wrong info on the 50%. It should be 24.79% multiplier as you stated before.
So if the 40% is used to calculate my RAS, it still doesn't add up to get 2148. 4531 X 40% is only 1812.
I wonder where 2148 is coming from. I don't think it matters at this point since I will be opting for the CRSC instead of CRDP. But CRSC as I am understanding it now will be somewhere in the neighborhood of 1290.86 correct?

 

[RonG]

Ron, no problem. This is a learning curve for me. I gave you wrong info on the 50%. It should be 24.79% multiplier as you stated before.
So if the 40% is used to calculate my RAS, it still doesn't add up to get 2148. 4531 X 40% is only 1812.
I wonder where 2148 is coming from. I don't think it matters at this point since I will be opting for the CRSC instead of CRDP. But CRSC as I am understanding it now will be somewhere in the neighborhood of 1290.86 correct?

No, that is derived from using 5000+ as your high three.

Thank you for explaining the wrong info about 50%.

Your CRSC will be the lesser of
A. high three ave base pay x 24.79%
OR
B. The amount for your CRSC percentage approved by your service. Use the VA compensation tables to determine the amount.

There is no need for me to research the 50% matter since that rate is non-applicable.

I cannot determine how the 2148 was computed using your info. Something in the data provided is either missing or in error OR the DFAS computation is in error. DFAS computed my CRSC incorrectly for retro pay twice (one was a 5,000 error); however, I have never seen a retirement computed incorrectly by DFAS. This does not take into consideration incorrect CRDP in the amount of 50,000 plus for one case I saw.

You can request an audit of your pay by DFAS.

Good luck,
Ron
Edited to add 24 May 2019: A summary of this case is at post 260 of this thread.

 

[pineapplehead]

No, that is derived from using 5000+ as your high three.

Thank you for explaining the wrong info about 50%.

Your CRSC will be the lesser of
A. high three ave base pay x 24.79%
OR
B. The amount for your CRSC percentage approved by your service. Use the VA compensation tables to determine the amount.

There is no need for me to research the 50% matter since that rate is non-applicable.

I cannot determine how the 2148 was computed using your info. Something in the data provided is either missing or in error OR the DFAS computation is in error. DFAS computed my CRSC incorrectly for retro pay twice (one was a 5,000 error); however, I have never seen a retirement computed incorrectly by DFAS. This does not take into consideration incorrect CRDP in the amount of 50,000 plus for one case I saw.

You can request an audit of your pay by DFAS.

Good luck,
Ron

Thanks Ron

 

[RonG]

Glad we could help in some way.

Please return when you get the DFAS results .

Ron

 

[Zopp39]

Hi All,

Well, I finally was approved for CRSC and now I need some help with my calculations if anyone has the time? I am Chap 61 with 15 years 2 months AD service, I was medically retired at 80% disability from the USAF, and am receiving 100% VA disability with 3 kids and SMC-K and SMC-S currently at $3995.18. I was recently approved CRSC at 100%. My High 3 is $3,094. If you need any additional info, please let me know?

V/R

Mike

 

[RonG]

Hi All,

Well, I finally was approved for CRSC and now I need some help with my calculations if anyone has the time? I am Chap 61 with 15 years 2 months AD service, I was medically retired at 80% disability from the USAF, and am receiving 100% VA disability with 3 kids and SMC-K and SMC-S currently at $3995.18. I was recently approved CRSC at 100%. My High 3 is $3,094. If you need any additional info, please let me know?
V/R
Mike

Hello,

1. 3094 high 3 x 75% = 2320.50 retired pay reduced by 3395.15 VA compensation = zero retired pay remaining
2. 15.166 AD duty years x 2.5% = 37.9% multiplier
3. 3094 x 37.9% = 1172.63 dollar amount of longevity portion of retired pay (ceiling for your CRSC)
4. 100% CRSC is much more than the ceiling of 1172.63

5. Your CRSC based on the info you provided = 1172.63

Ron

 

[Zopp39]

Thanks Ron!!!

 

[RonG]

Zopp39,

In an earlier post you said, "retired from the USAF in 2014" (I think that the correct year.) If so and the high three you provided is from circa 2014, the computation is incorrect to some degree since there have been COLA increases to retired pay since then.

For Current value of high three: Divide gross amount on most recent RAS (maybe Dec 18) by 75% = current value of high three.

Ron

 

[pineapplehead]

Glad we could help in some way.

Please return when you get the DFAS results .

Ron

Ron,

I just spoke to DFAS and my CRSC amount for 60% is $1151.19. In regards to retro pay, My CRSC approval letter states that the effective date is SEP 2018, which is the month after I retired. I do not agree with this date, so I submitted a reconsideration package requesting to go back to date that the VA awarded me compensation for my CRSC injuries which is NOV 2016.

 

[RonG]

Ron,

I just spoke to DFAS and my CRSC amount for 60% is $1151.19. In regards to retro pay, My CRSC approval letter states that the effective date is SEP 2018, which is the month after I retired. I do not agree with this date, so I submitted a reconsideration package requesting to go back to date that the VA awarded me compensation for my CRSC injuries which is NOV 2016.

You have to be in a retired status and waive retired pay in the amount of VA compensation to be eligible for CRSC.

You could not have waived retired pay before you retired in 2018.

Did you ask about the 2148?

Ron
Edited to add 24 May 2019: A summary of this case is at post 260 of this thread.

 

[navyguy_1993]

Hello again Ron,

I believe I have my case information properly in the format you need in order to help me.

1. Gross Retired Pay: on most recent DFAS RAS $755 per month (Waived since 1993 For VA Compensation).
2. 9 years and 7 months of active duty
3. DoD Disability percentage: 30%
4. VA percentage: 100% P&T at $3227.58 per month; with a spouse
5. Approved CRSC rate: 100% approved CRSC (Matches my 100% VA code exactly)
6. TDRL (Chapter 61) in July 1993 under Honorable conditions.

 

[RonG]

Re:

1. Gross Retired Pay: on most recent DFAS RAS $755 per month (Waived since 1993 For VA Compensation).
2. 9 years and 7 months of active duty
3. DoD Disability percentage: 30%
4. VA percentage: 100% P&T at $3227.58 per month; with a spouse
5. Approved CRSC rate: 100% approved CRSC (Matches my 100% VA code exactly)
6. TDRL (Chapter 61) in July 1993 under Honorable conditions.

Your CRSC will be the lesser of
—dollar amount of the longevity portion of your retired pay
OR
—The amount for 100% CRSC found in the VA compensation tables

Using your info:
1. Gross retired pay divided by DoD percentage 755/0.30 = 2516.67 high three
2. 9.58 years x 2.5% = 23.95 multiplier
3. 2516.67 x 0.2395 = 602.74 dollar amount of longevity portion of retirement pay. This is less than the
100% CRSC rate and becomes your CRSC.

Your CRSC is 602.74 based on your data.

Recommend you wait to see the DFAS results.

Ron

 

[navyguy_1993]

Re:

1. Gross Retired Pay: on most recent DFAS RAS $755 per month (Waived since 1993 For VA Compensation).
2. 9 years and 7 months of active duty
3. DoD Disability percentage: 30%
4. VA percentage: 100% P&T at $3227.58 per month; with a spouse
5. Approved CRSC rate: 100% approved CRSC (Matches my 100% VA code exactly)
6. TDRL (Chapter 61) in July 1993 under Honorable conditions.

Your CRSC will be the lesser of
—dollar amount of the longevity portion of your retired pay
OR
—The amount for 100% CRSC found in the VA compensation tables

Using your info:
1. Gross retired pay divided by DoD percentage 755/0.30 = 2516.67 high three
2. 9.58 years x 2.5% = 23.95 multiplier
3. 2516.67 x 0.2395 = 602.74 dollar amount of longevity portion of retirement pay. This is less than the
100% CRSC rate and becomes your CRSC.

Your CRSC is 602.74 based on your data.

Recommend you wait to see the DFAS results.

Ron

Thanks again! I'll keep all in this thread posted on DFAS results.

 

[pineapplehead]

You have to be in a retired status and waive retired pay in the amount of VA compensation to be eligible for CRSC.

You could not have waived retired pay before you retired in 2018.

Did you ask about the 2148?

Ron

After 2 hours on the phone with DFAS I finally got my questions answered.
2148 is my High 3 as a W2 pay grade with "over 8 years", OR 3570 points, and IT DOES include locality.
As far as the CRSC is calculated according to DFAS, Ron, you were correct.
60% CRSC is $1290.86 per month with a spouse and 1 child under 18 years of age. Then, I opted for the Survivor Benefit Plan which costs me $139.65.
1290.86 - 139.65= $1151.21

The next thing now is getting my retro pay effective date adjusted. The CRSC decision letter states that the effective date for CRSC retro pay will be SEPT 2018 which is the month after I retired. For the (2) injuries my CRSC is based on, I was awarded VA compensation in NOV 2016.
I submitted a few documents: (1) 12E Reconsideration form to HRC(CRSC folks)
(2) VA decision letter which shows the date for those specific injuries(NOV 2016)
(3) a cover letter stating why I think it needs consideration
(4) CRSC decision letter with the wrong date of Sept 2018

I hope someone going thru the same thing can benefit from my scenario.

 

[RonG]

Re: “The next thing now is getting my retro pay effective date adjusted. The CRSC decision letter states that the effective date for CRSC retro pay will be SEPT 2018 which is the month after I retired. For the (2) injuries my CRSC is based on, I was awarded VA compensation in NOV 2016.”

You are misinterpreting the purpose of CRSC. It replaces some or all of the retired pay waived for combat related VA compensation.

You could not have waived or lost retired pay for a period you were not retired.

That is tantamount to me asking for hostile fire pay one year before I arrived in Vietnam.

CRSC is a confusing issue...

Ron
Edited to add 24 May 2019: A summary of this case is at post 260 of this thread.

 

[pineapplehead]

Re: “The next thing now is getting my retro pay effective date adjusted. The CRSC decision letter states that the effective date for CRSC retro pay will be SEPT 2018 which is the month after I retired. For the (2) injuries my CRSC is based on, I was awarded VA compensation in NOV 2016.”

You are misinterpreting the purpose of CRSC. It replaces some or all of the retired pay waived for combat related VA compensation.

You could not have waived or lost retired pay for a period you were not retired.

That is tantamount to me asking for hostile fire pay one year before I arrived in Vietnam.

CRSC is a confusing issue...

Ron

Ron, Yes indeed it is confusing. I understand the purpose of CRSC. In my case the VA rated me dating back to NOV 2016 for the same CRSC injuries. The reason I bring this retro pay issue up is because I asked this question in a different forum and got 3 different answers. I'll tell you why as I understand it. If you are an active duty Soldier, you cannot collect VA compensation and active duty pay simultaneously. This is the same for Reservists who have drill pay/VA pay offset and also when a National Guard or Reservist is on Title 10 Active Duty, we cannot collect VA compensation during that time. However, Guard folks and Reservists can collect VA compensation and drill pay but will be automatically offset.
On a forum, I asked this simple question: Does CRSC retro pay go back to: A) date of CRSC application B) date of retirement C) date of VA rating
The responses I got were interesting which included people answering with all of these different 3 choices.
So, after talking on the phone with HRC(CRSC department) yesterday they verbally verified and confirmed that in my case, (a retired Reservist) that my retro pay will go back to the date the VA rated me for those specific conditions which is NOV 2016 and not the date of retirement. I do understand that based on calculations, that there will be a ceiling amount for CRSC in my specific case. As an example and no pun intended at all, "That is tantamount to me asking for hostile fire pay one year before I arrived in Vietnam" is like saying to me that a Reservist shouldn't receive VA compensation and serve in a drilling status. That is the reason there is the VA/drill pay offset. It is like comparing apples and oranges.
Just for clarification though, I will wait to see if they will retro my CRSC back to the date of injury and keep you posted. Someone else can learn from the research I have already done. Thank you for all your help Ron.

 

[RonG]

Hello,

I am away from home so this will be short.
The hostile fire example was merely to show non-entitlement.

With regard to CRSC being discussed differently in various forums...that is common.

I have worked CRSC issues for more than 10 years and received it since 2005.

There is uneqivocally zero entitlement to CRSC unless one is entitled to retired pay.

Regards,
Ron