Help about tricare.

K

kadyr

PEB Forum Regular Member
Registered Member
Sorry if im posting this in the wrong forum. I have orders to leave the army, with a 70 percentage dod permanent. My question is what kind of tricare would I get if im going to be medically retired from the army reserves with less than 15 years in. Can anyone just tell me if tricare is the option i should get or I'm better off with my blue shield insurance. Thank you.
 
70% DoD PDRL... you will be able to keep TRICARE. If it were less than 30%... you would be able to apply for one of TRICARE's temporary bridge policies. Not sure of the coverage between your carrier and TRICARE so I can't tell you which one to use but you can retain TRICARE. Hope this helps.
 
70% means medical retirement, so its the same tricare as retirees. You can do prime and go to MTFs at a lower priority and no copays or switch to standard and choose your doc and pay copays.

You can get another insurance, tricare then covers copays. If medicare eligible you are required to get it or tricare stops, but tricare picks up copays. Tricare is cheap, fairly widely accepted and has excellent coverage. Unless you have a specific doc that you insist on seeing who won't take tricare I find it hard to believe you'd want to spend for other insurance.
 
Thx for the responses. Thats what I thought tricare is the best option, but when I called this lady told me i would have to pay 900 and some change per month for a family of 6 for retiree tricare. However, I haven't really taken my orders yet to deers, so she probably misunderstood what I tried to say. I will do that a few days before i leave, because i still need to use my cac card to clear. One last question, who do i ask about this information, I want to take my wife with me, since I cant retain or understand this kind of stuff for some reason. Do I go to deers and ask about the tricare or is it my unit the one that needs to provide this kind of information. Thank you for your responses.
 
scoutCC said:
70% means medical retirement, so its the same tricare as retirees. You can do prime and go to MTFs at a lower priority and no copays or switch to standard and choose your doc and pay copays.

You can get another insurance, tricare then covers copays. If medicare eligible you are required to get it or tricare stops, but tricare picks up copays. Tricare is cheap, fairly widely accepted and has excellent coverage. Unless you have a specific doc that you insist on seeing who won't take tricare I find it hard to believe you'd want to spend for other insurance.
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Not true about tricare in Medicare, tricare doesn't stop if your eligible for Medicare and choose not to have it, in order too keep both tricare and Medicare if have to pickup both Medicare part A and part B
 
its about 45/month for prime enrollment. 900 sounds like thier bridge plan.

deers should be where you select your tricare option. No idea who gives out good tricare info now that they closed down the tricare offices in the MTFs. http://www.tricare.mil/LifeEvents/Retiring.aspx has some info and there is a fact sheet at the bottom with more info and phone numbers.

I have not tested the tricare without medicare, i just know that is the info tricare puts out. If elgible you need to select medicare part B who becomes primary payer and tricare does copays and you are switched to tricare for life otherwise your tricare is gone.
 
scoutCC said:
its about 45/month for prime enrollment. 900 sounds like thier bridge plan.

deers should be where you select your tricare option. No idea who gives out good tricare info now that they closed down the tricare offices in the MTFs. http://www.tricare.mil/LifeEvents/Retiring.aspx has some info and there is a fact sheet at the bottom with more info and phone numbers.

I have not tested the tricare without medicare, i just know that is the info tricare puts out. If elgible you need to select medicare part B who becomes primary payer and tricare does copays and you are switched to tricare for life otherwise your tricare is gone.
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If eligible and choose to have it tricare makes you have part A and B, but if eligible and choose not to go with Medicare it doesn't effect your Tricare
 
scoutCC said:
70% means medical retirement, so its the same tricare as retirees. You can do prime and go to MTFs at a lower priority and no copays or switch to standard and choose your doc and pay copays.

You can get another insurance, tricare then covers copays. If medicare eligible you are required to get it or tricare stops, but tricare picks up copays. Tricare is cheap, fairly widely accepted and has excellent coverage. Unless you have a specific doc that you insist on seeing who won't take tricare I find it hard to believe you'd want to spend for other insurance.
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Prime for retirees has copays, unfortunately.
http://www.tricare.mil/Plans/HealthPlans/Prime.aspx
 
Tricare for life requires enrollment in medicare A and B. If you just maintain standard Tricare or are a reserve retiree with Tricare Reserve Retiree... then you do not need medicare but costs may increase as you get older. I don't have the numbers in front of me, so I can't tell what is a better deal. Tricare has a multitude of programs and I am not eligible for a single one (dang FEHB).
 
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