I'm a VSO and this is one of my veterans information that we are trying to give him a example of what he should expect because he is only getting $192.78 so we are seeing if we should do a appeal or a request for additional information of why his pay is so low for his CRSC.
CRSC CALCULATOR
- Thread starter edwards7986
- Start date
Hello,
I cannot offer a solution to the question until all the info I requested above is provided in one reply.
General.
CRSC for a chapter 61 retiree is the lesser of
—the longevity portion of his retired pay
or
—the amount associated with the approved CRSC percentage approved by his service. The VA comp tables are used for that determination.
The combination of residual retired pay and CRSC cannot exceed the longevity portion of retired pay.
CRSC also can never be more than the amount of retired pay waived.
The amount cited in your reply sounds like a longevity portion of retired pay. I cannot tell...
Although I do not use the Edwards Calculator in our resources page, I ran four test cases thru it a year or two ago and the results were correct. Accurate data is needed for that calculator as well.
Ron
Sorry about that Ron I understand what you are saying
High pay $3,064.17
DOD 40%
VA 100%=$3,462.64
CRSC 50%
18 years 8 months
E5/SGT Army
hopefully this is better please advices
Thank you
Using the info you furnished...
Estimate
1. 3064.17 x 40% = 1225.67 retired pay. This is less than longevity computation.
2. 18.67 AD x 2.5% = 46.68% longevity multiplier
3. 3064.17 x 46.68% = 1430.35 longevity amount which is higher than DoD disability amount. It would be the retired pay waived.
4. 50% CRSC no dependents = 905.04 would be the CRSC payable. This is based on the incomplete info you provided.
Comments:
The average high three base pay seems to be low for almost 19 years active duty.
Also, the active duty time appears to other than active duty equivalent.
Please have the retiree contact us if there are corrections to be made...if he is not available, recommend using the Edwards Calculator on this board.
Frankly, it is puzzling why you continue to submit incomplete or changing data. Additionally, I noticed you were looking at a REDUX case earlier. Did this retiree take REDUX/Career Bonus? If so, that changes everthing.
Ron
===
The following is needed for someone to compute CRSC in the PEB forum:
Accurate information needed within one reply:
1.--Average high three for basic pay (total of the highest 36 months of pay divided by 36) RECOMMENDATION: As an alternative (and better) cite the gross retired pay on the most recent DFAS RAS. Indicate which you are furnishing.
2.--DoD disability percentage
3. --Active duty years and months (or active duty equivalent for RC members which is total creditable points divided by 360). Your retirement orders will show your active duty equivalent on page one, about 3/4 down the first page as “Disability Retirement”.
Note: This is not “good year” info, it is actual active duty or active duty equivalent.
4. --VA compensation (All of the following):
a. percentage;
b. amount;
c. dependents by category;
and ages of dependent children.
d. Also provide information pertaining to any SMCs you receive.
5.--Projected or approved CRSC percentage by your service.
6.--Whether you qualify for another type of retirement and whether you transitioned to the blended retirement system.
7.--Did you receive a REDUX/CSB payment? If REDUX was received, then all the info (amounts and description) on page one of your DFAS RAS is needed in addition to other info requested. Please show a description for each item.
8.--Did you accept the Blended Retirement program option?
===
Ron
General Information Regarding the Data Needed for a CRSC Estimate.
1 This link shows what is needed. Every item on the list should be addressed. Accurate info is necessary.
Information necessary for CRSC estimate: LINK <---
2. What is "high three average base pay? The high three used in computing retired pay and element of CRSC and CRDP is the total of the highest months of base pay, divided by 36.
In many cases the high three can be determined by using the gross retired pay on the most recent DFAS RAS and dividing it by the multiplier used for the retired pay. The most common multiplier is the DoD disability percentage.
3. What is active duty equivalent? Many Chapter 61 retirees have reserve time and earn retirement points. Years of Service for Retired Pay Percentage Multiple. YOS for retirement percentage multiple determines the years of service for computing the retired pay multiplier. This category of years of service includes all periods of active service (counted as one point for each day) plus all points earned through qualifying reserve duty, not exceeding annual limits, divided by 360.
Note: The active duty equivalent for Chapter 61 disability retirees is found on the retirement orders, 3/4 down the first page, as "Disability Retirement."
4. Related: What are the differences between the various retirement plans?
The following chart summarizes the differences between the four regular and non-regular retirement plans and disability retirement.
Ron
1 This link shows what is needed. Every item on the list should be addressed. Accurate info is necessary.
Information necessary for CRSC estimate: LINK <---
2. What is "high three average base pay? The high three used in computing retired pay and element of CRSC and CRDP is the total of the highest months of base pay, divided by 36.
In many cases the high three can be determined by using the gross retired pay on the most recent DFAS RAS and dividing it by the multiplier used for the retired pay. The most common multiplier is the DoD disability percentage.
3. What is active duty equivalent? Many Chapter 61 retirees have reserve time and earn retirement points. Years of Service for Retired Pay Percentage Multiple. YOS for retirement percentage multiple determines the years of service for computing the retired pay multiplier. This category of years of service includes all periods of active service (counted as one point for each day) plus all points earned through qualifying reserve duty, not exceeding annual limits, divided by 360.
Note: The active duty equivalent for Chapter 61 disability retirees is found on the retirement orders, 3/4 down the first page, as "Disability Retirement."
4. Related: What are the differences between the various retirement plans?
The following chart summarizes the differences between the four regular and non-regular retirement plans and disability retirement.
| Name of Retirement Plan | Type of Retirement Plan | Criteria to Receive |
| Final Pay | Defined Benefit that equals 2.5% times the number of years of service times the member’s final basic pay on the day of retirement | Primary retirement plan for Reserve members with initial date of entry into service prior to September 8, 1980 |
| High-36 | Defined Benefit that equals 2.5% times the number of years of service times the average of the member’s highest 36 months of basic pay | Primary retirement plan for members with initial date of entry into service on or after September 8, 1980, but before January 1, 2018 |
| REDUX | Career Status Bonus $30,000 lump sum payment at 15th year of service with obligation to serve through 20 years + defined benefit Defined Benefit is (a) Prior to age 62: 2.5% times the number of years of service minus 1.0% for each year of service less than 30, times the average of the member’s highest 36 months of basic pay (b) At age 62 and after: 2.5% times the number of years of service times the average of the member’s highest 36 months of basic pay | Optional retirement plan for active duty members with an initial date of entry into service after July 31, 1986, but before January 1, 2018. Eligibility to elect the Career Status Bonus ended as of December 31, 2017 |
| Blended Retirement System (BRS) | Blended defined benefit and defined contribution plan. Defined Contribution: All covered members receive a Government contribution that equals 1% of basic or inactive duty pay to a tax-advantaged retirement account (Thrift Savings Plan (TSP)) after 60 days following the entry into Uniformed Service. Additionally, covered members have the ability to receive up to an additional 4% matching contribution from the Government to TSP beginning after 2nd year of service through 26th year of service Defined Benefit: Members who otherwise qualify for a retirement based on longevity of service will also receive a defined benefit that is 2.0% times the number of years of service times the member’s highest 36 months of basic pay | Only retirement plan for members with initial date of entry into service on or after January 1, 2018 Optional retirement plan for members with an initial date of entry into service on or before December 31, 2017, who: (a) while on active duty, had fewer than 12 years of service as of December 31, 2017, and who elected to opt into BRS during the opt-in period; or, (b) while in a Reserve Component, who had fewer than 4,320 retirement points as of December 31, 2017, and who elected to opt into BRS during the opt-in period |
| Disability | Retirement plan that equals to: Retired Pay Base* times Multiplier %** *Retired Pay Base – determined under Final Pay, High-36, or BRS depending on military service date of entry **Multiplier Percentage can be either:
Note that in both cases the multiplier is limited to 75% by law | Determined medically unfit for continued service with a DoD disability rating of at least 30% |
Ron
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I’m trying to understand the amount i get for CRSC. I currently receive about $440 a month on top of my VA pay. Am I able to request a break down or something? If so, how?
I did 15 years in the army guard. Medically retired as an E5 at 100%, also 100% VA, then my crsc is 100%.
I did a few deployments, so Probaly about 3 years active time. Then my guard time, however that is calculated.
On “mypay” it shows the following:
Retired pay before deductions- $2,666
Retired pay offset by DVA compensation- $3,838
Combat related disability- 100%
I did 15 years in the army guard. Medically retired as an E5 at 100%, also 100% VA, then my crsc is 100%.
I did a few deployments, so Probaly about 3 years active time. Then my guard time, however that is calculated.
On “mypay” it shows the following:
Retired pay before deductions- $2,666
Retired pay offset by DVA compensation- $3,838
Combat related disability- 100%
Hello @oceantrav
An estimate or breakdown can be furnished if you provide:
Information necessary for CRSC estimate: LINK <---
Please provide ALL the information requested in the suggested format and within a single reply. An accurate estimate cannot be computed without that information.
The limited info you furnished suggested that your ceiling for CRSC might be:
Your active duty equivalent (on Army orders, 3/4 down first page as "Disability Retirement") x 2.5% (or 2% for blended retirement program) = longevity multiplier.
Longevity multiplier x average high three base pay = longevity portion of retired pay and one of the CRSC ceilings.
Ron
edited to add:
Since it appears you retired a couple of years ago, it is important that you include the gross retired pay (before offset/deductions) from your 1-31 December 2021 DFAS RAS.
The info from your retirement orders (i.e., disability retirement years and months) will be helpful too.
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On my pay when I click on annual or changed RAS, it shows the following:
Gross pay-$2,666
VA waiver - $3,838
My retirement orders dated 2-2018 show two following statements:
Disability retirement-5 years, 0 months, 25 days
Basic pay- 15 years, 6 months, 21 days
I’ll try attaching a pic of retirement order
Gross pay-$2,666
VA waiver - $3,838
My retirement orders dated 2-2018 show two following statements:
Disability retirement-5 years, 0 months, 25 days
Basic pay- 15 years, 6 months, 21 days
I’ll try attaching a pic of retirement order
Hello,
1. 2666/75% = 3554.67 high three
2. 2666 is reduced to zero due to amount of VA comp
3. 5 years AD equivalent x 2.5% = 12.5% longevity multiplier
4. 3554.67 x 12.5% = 444 longevity portion of retirement and approximate amount of CRSC.
Ron
Note: Although you did not provide all the info requested, your case was uncomplicated and there was enough to compute the longevity.
Which is more beneficial? From what I’m seeing CRDP is better than CRSC because it allows you to keep your VA and Retirement pay fully.
It depends on several factors.
I assume you are speaking about Chapter 61 disability retirements since this is the PEB Forum.
One is eligibility: Generally, a Chapter 61 disability retiree is NOT eligible for CRDP unless they qualify for another type of retirement, such as reserve or regular (20 yrs AD or equivalent).
They must also have a VA disability rating of 50% or more. CRDP is taxable and it is limited to the longevity portion of retired pay. In other words, CRDP does not restore any amount in excess of the amount computed for longevity (i.e., time in service).
CRSC replaces some or all waived retired pay. It must be approved by one's service and replaces only approved combat-related disabilities. The minimum percentage of disability is 10% (that is considered combat related). It cannot exceed the longevity portion of retired pay and CRSC is nontaxable.
DFAS CRDP: Defense Finance and Accounting Service > RetiredMilitary > disability > crdp
DFAS CRSC: Defense Finance and Accounting Service > RetiredMilitary > disability > crsc
DFAS Understanding the VA waiver: Defense Finance and Accounting Service > RetiredMilitary > disability > VA Waiver and Retired Pay--CRDP--CRSC
Note: There are hundreds of examples on this web site that discuss the computation of CRSC and maybe a couple of dozen for CRDP (since most CH 61 retirees do not qualify for CRDP)
Ron
Great information and I didn’t know Chapter 61 was ineligible. Thanks
"CRDP...unless they qualify for another type of retirement, such as reserve or regular (20 yrs AD or equivalent)."
Chapter 61 retirees, if otherwise eligible, can receive CRSC as discussed above.
Thank you,
Ron
Ron G
could you do a CRSC estimate for me please. Can’t get the calculator to work on my ipad
4824- My pay not high 3
80% - DoD disability percentage
15 years 11 months TAFMS - 7876 Retirement Points 21.87 years —Active duty years OR active duty equivalent years
100%- 3517—spouse only - VA compensation percentage; amount;
60% - Approved CRSC percentage
National Guard retirement eligibility at 57 about 4 years from now —Other type military retirement eligibility info
Thanks
could you do a CRSC estimate for me please. Can’t get the calculator to work on my ipad
4824- My pay not high 3
80% - DoD disability percentage
15 years 11 months TAFMS - 7876 Retirement Points 21.87 years —Active duty years OR active duty equivalent years
100%- 3517—spouse only - VA compensation percentage; amount;
60% - Approved CRSC percentage
National Guard retirement eligibility at 57 about 4 years from now —Other type military retirement eligibility info
Thanks
Hello @Yukon777
Unclear: What is your active duty equivalent? I don't need your points for this computation. You would receive one point for each day of active duty and other creditable points are divided by 360 to determine active duty equivalent (AD converted points plus other creditable points divided by 360). Your CH 61 retirement orders will show your active duty equivalent years and months under "Disability Retirement" about 3/4 down on first page.
Estimate:
1. 4824/75% = 6432 high three. 4824 minus 3517 = 1307 residual retired pay you keep.
2. I don't understand your comment about TAFMS and then the retirement points. What is needed is the active duty equivalent? If you have 21.87 active duty equivalent years, then it is my understanding your would qualify for an immediate regular retirement. Please clarify your situation. For the time being, I will use the 15 11 TAFMS
3. 15 yrs 11 months (15.916) x 2.5% = 39.79 longevity multiplier
4. 6432 x 39.79% = 2559.29 longevity portion of retired pay and a CRSC ceiling
5. 60% CRSC with spouse = 1,325.03
6. You would receive 1325.03 CRSC plus 1234.26 residual ret pay reduced from 1307 due to the ceiling of 2559.29 results in a total of 2559.29 paid by DFAS
7. The combination of residual retired pay and CRSC cannot exceed the longevity amount.
DFAS:
1234.26 residual retired pay (reduced from 1307)
and 1325.03 CRSC
Total: 2559.29
VA = 3517
Ron
TAFMS is my total federal military service the 21.8 years is including my national guard points which other than medical don’t count to get you to the 20 year point for a regular retirement. The 75% medical was higher than the 21.8 years so that is what my retirement pay is based on. I don’t qualify for CRDP till I get to my reduced retired age of 57 and change, to get that now I would of needed 20 years TAFMS, at least that’s what I have been told.
I don’t have any understanding of what time counts for what
Thanks for the help
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Yes, I understand that 75% is used for your retirement pay. However, your active duty equivalent is used for the CRSC computation. Please bear with me since I was not a disability retiree nor a reservist. Is 21.8 your active duty equivalent? If so, I will rework the estimate.
Ron
Yes it is if national guard time is included
If your active duty equivalent is 21.87 then the following would apply (note: I do not compute points)
Estimate:
1. 4824/75% = 6432 high three. 4824 minus 3517 = 1307 residual retired pay you keep.
2. If you have 21.87 active duty equivalent years, then item 3 shows the multiplier.
3. 21.87 x 2.5% = 54.68 longevity multiplier
4. 6432 x 54.68% = 3517 longevity portion of retired pay and a CRSC ceiling (and oddly the same as your VA compensation)
5. 60% CRSC with spouse = 1,325.03 CRSC
6. DFAS will pay:
1325.03 CRSC
and 1307 residual retired pay
TOTAL: 2632.03 from DFAS
VA = 3517
Ron